Refinance Savings Calculator Estimate your monthly savings.

Calculate your potential mortgage savings instantly with our Refinance Savings Calculator. Compare the latest refinancing rates to see exactly how much you can lower your monthly installments today.

Refinance Savings

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Your Details

SGD

Outstanding principal today

SGD

Your current bank’s monthly payment.

% p.a.

Typical range 0.5–4.5% p.a.

5 years35 years

Your Refinance Savings Result

Estimated Result

-$1,442/mo
Monthly Increase

Refinancing costs about 36.0% more monthly.

Old Monthly Instalment

$4,000

New Monthly Instalment

$5,442
Book Free Advice

Calculations use the standard EMI formula. Figures are estimates.

Why Should You Calculate

Your Refinance Savings?

Smart refinancing starts with knowing how much you can actually save

Estimate Monthly Savings

See how much lower your monthly installment could be after refinancing

Compare Loan Offers

Evaluate different refinancing rates and tenors to choose the most cost-effective plan

Improve Financial Planning

Understand your potential savings to make better refinancing decisions