Enjoy rates as low as 1.35% (Fixed) with cash rebates of up to $7500. Compare now, get real rates instantly, no gimmicks.
Compare Rates NowSecure your mortgage and earn the highest cashback amount available—benefits our competitors can't match.
With 30+ years of Singapore banking and mortgage experience, we guarantee the best home loan deal.
We negotiate on your behalf with all the banks in Singapore banks to tailor the best mortgage advice for your unique needs.
All rates are updated daily and sourced directly from official bank channels.
Plan Smarter: Use Singapore’s most comprehensive mortgage calculators. Calculate your affordability, repayments, and refinancing savings today.
See your monthly payments and total interest across all banks.
Share a few details and we’ll alert you six months before your lock-in expires so you can act fast on the best refinancing rates.
Set a reminder now and we’ll notify you 6 months before your lock in expires. Making Sure you never miss the chance to slash your mortgage costs.
Act Now: Your Mortgage Lock-in ends in 6 Months. Current Singapore home loan rates have dropped. Click below to see your potential refinancing savings instantly!
Loan Amount Used for Calculation: $1,000,000
Total Savings (2 Years): $24,984
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Transparent & Practical Mortgage Guides. We simplify complex
Singapore home loan rules, giving you clear, practical guides to save time and money.
Stay updated with the latest SORA benchmarks that shape your mortgage costs
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
After a significant downward trend that saw SORA shed nearly 180 basis points year-to-date, we are now seeing rates bottom out and stabilize in the 1.05% – 1.35% range. While the massive drops are behind us, this "lower-for-longer" environment is expected to persist through the next three months (Q1 2026) as ample market liquidity keeps local borrowing costs suppressed despite global volatility. For you, this means floating packages remain highly attractive, but it is prudent to budget for rates holding steady at these levels rather than betting on them falling much further.
Leveraging 30+ years of proven mortgage experience combined with our status as property owners, we grasp both the banking complexity and the real-life stress of buying or refinancing in Singapore. This insider knowledge ensures you receive the best possible home loan deal tailored to your specific case. Choose Mortgage Titan for advice you can trust.
Years
Our advisors bring over three decades of Singapore home loan and banking expertise, ensuring you receive trusted insights to secure the best mortgage deal.
Our service is 100% free and we work solely for you. Secure the best home loan rates with unbiased advice you can trust.
Accurate TDSR, BUC, and refinance calculations for smarter home financing—all in one place.
Our trusted relationship with Singapore's top banks unlocks better mortgage interest rates and special refinancing deals competitors can't offer.
"We were stressed about the timeline for selling our BTO and buying the resale. The team at Mortgage Titan didn't just find us a rate; they structured the bridging loan perfectly. They compared all the banks for us, so we knew we weren't missing out on a better deal."
Mark & Hui Ling
HDB Upgraders
"I thought I had to visit every bank individually to get quotes. Mortgage Titan did all the legwork and presented a simple comparison table within a day. They explained the fine print clearly and handled all the submission paperwork. Zero hassle."
Sarah N
First-time Buyer
"My existing bank offered a repricing package that seemed okay, but I checked with Mortgage Titan just in case. I’m glad I did. They found a refinancing package with another bank that saves me about $300 a month. As brokers, they really are on your side, not the bank's."
Mr. Kumar
Saved on Refinancing
Get personalized, expert advice from our experienced Singapore home loan team today.
